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Verizon 2 Year Contract Vs Monthly Payment

Verizon 2 Year Contract vs Monthly Payment: Which One is Right for You?

If you`re in the market for a new phone or plan with Verizon, you may be wondering whether a 2-year contract or monthly payment plan is right for you. There are pros and cons to both options, so let`s take a closer look.

2-Year Contract:

One of the biggest benefits of a 2-year contract is that you can often get a subsidized phone for a lower price. This is because you`re agreeing to stick with Verizon for two years, and they`re essentially locking you in as a customer. If you`re someone who wants the newest and latest phone every year, a 2-year contract may not be your best option. However, if you`re okay with keeping your phone for a couple of years, a contract can be a good way to save money.

Another benefit of a 2-year contract is that your monthly bill may be slightly lower than if you were on a monthly payment plan. This is because your phone is subsidized, so you`re not paying the full retail price of the device. Additionally, you know exactly what your bill will be each month for the duration of the contract, which can make budgeting easier.

However, there are also some downsides to a 2-year contract. If you need to cancel your contract before the two-year term is up, you may be subject to early termination fees. Additionally, if you decide you want to upgrade your phone before the two years are up, you`ll likely have to pay full retail price for a new device.

Monthly Payment Plan:

One of the biggest advantages of a monthly payment plan is that you`re not locked into a contract. This means that you can pay off your phone early or upgrade to a new device whenever you want without having to worry about early termination fees. Additionally, if you`re someone who likes to have the newest phone every year, a monthly payment plan can be a good choice, as you can upgrade to a new device as soon as it`s available.

Another benefit of a monthly payment plan is that you`re not required to pay for your phone upfront. Instead, you`ll make monthly payments over the course of one or two years, depending on the plan you choose. This can be helpful if you don`t have the money to pay for a new phone upfront.

However, the downside of a monthly payment plan is that you may end up paying more for your phone in the long run than you would with a 2-year contract. This is because you`re paying the full retail price of the device, rather than a subsidized price. Additionally, your monthly bill may be slightly higher than if you were on a 2-year contract.

Ultimately, the decision between a 2-year contract and a monthly payment plan comes down to your individual needs and preferences. If you`re someone who wants to save money and doesn`t need the newest phone every year, a 2-year contract may be your best option. However, if you like to upgrade your phone frequently and don`t mind paying a little extra for the flexibility of a monthly payment plan, that may be the way to go.